Travel Insurance

Insure the Cruise Only Recommended through our Agent
Annual Travel Policy Info Recommended for Speakers

About the Annual Travel Insurance Policy

Recommended for busy speakers who travel a LOT, or if you vacation/travel multiple times a year.   

There are only a handful of companies that offer an annual policy.   I've chosen Allianz Global Assistance for my policy:

https://www.allianztravelinsurance.com/travel/annual

For a $5000 (per trip coverage per person) policy, plus other coverages outlined below, an ANNUAL policy is only $485 a year for 1 traveler. 
You can see when you compare to the cost for the single trip policy that having an annual policy makes sense. 

Other coverages in this policy: 

  • Trip cancellation and interruption
    Up to 100% cash back if you have to cancel your trip or cut it short for a covered reason
  • Emergency medical care
    Reimburses expenses related to covered emergency medical or dental care incurred on your trip
  • Emergency medical transportation
    Benefits for medically necessary transportation following a covered injury or illness to get you to care and home after treatment
  • 24/7 live travel assistance
    Experts on call to help with mishaps—from lost passports to travel emergencies, and more
  • Travel delay
    Compensation for meals, accommodations, and transportation expenses due to a covered delay
  • Baggage loss and delay
    Protection for lost, damaged, stolen, or delayed luggage and personal items throughout your trip
Click here to get an Allianz Travel Insurance Quote

More details on what is coveraged: 

This is based on my policy for
$10,000 per trip for $785/year premium

 
Benefits provided per person by Annual Executive $10K:
 
 
Trip Cancellation
 
$10,000.00
 
        Pre-existing Medical Condition Limit:
 
$10,000.00
 
Trip Interruption
 
$10,000.00
 
        Pre-existing Medical Condition Limit:
 
$10,000.00
 
Change Fee Coverage
 
$500.00
 
Loyalty Program Redeposit Fee Coverage
 
$500.00
 
Travel Delay
 
$1,600.00
 
        Maximum reimbursement per 24-hour period of delay:
 
 
        Daily Limit - I've used this one A LOT
 
$200.00
 
        Minimum Required Delay (Hours) -
 
6
 
Baggage Coverage
 
$1,000.00
 
        Maximum benefit for all high value items, per policy -
 
$500.00
 
Baggage Delay
 
$1,000.00
 
        Minimum Required Delay (Hours) -
 
12
 
Emergency Medical/Dental Coverage
 
$50,000.00
 
        Dental Care maximum sublimit -
 
$750.00
 
Emergency Transportation
 
$250,000.00
 
Business Equipment Coverage
 
$1,000.00
 
Business Equipment Delay/Rental
 
$1,000.00
 
Rental Car Damage and Theft Coverage - I've used this one A LOT
 
$45,000.00
 
Travel Accident
 
$50,000.00
 
24-Hour Hotline Assistance
 
Included
 
Concierge
 
Included
 

The cost for this quote for all travelers is:

$785.00
 
   
 

When should I purchase Trip Only vs Annual Trip Insurance? 

This can be for 1 person (if the other person has an annual policy) or both:  
For example-  I have an annual policy, my husband does not.  We buy a Trip Policy for my husband for 1/2 our event cost. 

If/when we have multiple trips planned and a lot of traveling, I'll buy an annual policy for my husband also - not every year.  

We recommend purchasing Cruise-only insurance through our travel partner.

Email [email protected] to get your quote. 

Have a Question?

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