About the Annual Travel Insurance Policy
Recommended for busy speakers who travel a LOT, or if you vacation/travel multiple times a year.
There are only a handful of companies that offer an annual policy. I've chosen Allianz Global Assistance for my policy:
https://www.allianztravelinsurance.com/travel/annual
For a $5000 (per trip coverage per person) policy, plus other coverages outlined below, an ANNUAL policy is only $485 a year for 1 traveler.
You can see when you compare to the cost for the single trip policy that having an annual policy makes sense.
Other coverages in this policy:
- Trip cancellation and interruption
Up to 100% cash back if you have to cancel your trip or cut it short for a covered reason - Emergency medical care
Reimburses expenses related to covered emergency medical or dental care incurred on your trip - Emergency medical transportation
Benefits for medically necessary transportation following a covered injury or illness to get you to care and home after treatment - 24/7 live travel assistance
Experts on call to help with mishaps—from lost passports to travel emergencies, and more - Travel delay
Compensation for meals, accommodations, and transportation expenses due to a covered delay - Baggage loss and delay
Protection for lost, damaged, stolen, or delayed luggage and personal items throughout your trip
More details on what is coveraged:
This is based on my policy for
$10,000 per trip for $785/year premium
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When should I purchase Trip Only vs Annual Trip Insurance?
This can be for 1 person (if the other person has an annual policy) or both:
For example- I have an annual policy, my husband does not. We buy a Trip Policy for my husband for 1/2 our event cost.
If/when we have multiple trips planned and a lot of traveling, I'll buy an annual policy for my husband also - not every year.
We recommend purchasing Cruise-only insurance through our travel partner.
Email [email protected] to get your quote.